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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,833 | $202,440+37.7% | $169,390+64.6% | $139,466+99.9% |
| Participation rate | 70.6% | 81.1%-10.5pp | 77.2%-6.6pp | 80.3%-9.7pp |
| Annual return | 19.17% | 532.36%-513.2pp | 406.07%-386.9pp | 373.66%-354.5pp |
| Employer contribution / active EE | $0 | $4,693-100.0% | $4,013-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,612 | $6,940-48.0% | $6,222-42.0% | $6,712-46.2% |
| Admin fee / account holder | $26,195 | $10,722+144.3% | $9,015+190.6% | $11,409+129.6% |