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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,833 | $202,460+37.7% | $169,385+64.6% | $139,456+99.9% |
| Participation rate | 70.6% | 81.1%-10.5pp | 77.2%-6.6pp | 80.3%-9.7pp |
| Annual return | 19.17% | 532.07%-512.9pp | 405.82%-386.6pp | 373.45%-354.3pp |
| Employer contribution / active EE | $0 | $4,691-100.0% | $4,012-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $3,612 | $6,938-47.9% | $6,221-41.9% | $6,711-46.2% |
| Admin fee / account holder | $26,195 | $10,719+144.4% | $9,011+190.7% | $11,407+129.6% |