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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,307 | $190,879+5.5% | $160,009+25.8% | $134,532+49.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.0%+2.0pp | 81.2%-1.2pp |
| Annual return | -18.21% | 552.63%-570.8pp | 408.85%-427.1pp | 418.27%-436.5pp |
| Employer contribution / active EE | $0 | $4,995-100.0% | $4,225-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,115 | $6,924-26.1% | $6,183-17.3% | $6,401-20.1% |
| Admin fee / account holder | $5,705 | $10,495-45.6% | $8,715-34.5% | $11,429-50.1% |