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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,713 | $65,575-18.1% | $86,209-37.7% | $75,181-28.6% |
| Participation rate | 85.7% | 60.5%+25.2pp | 69.0%+16.8pp | 67.2%+18.5pp |
| Annual return | 12.31% | 46.07%-33.8pp | 1169.05%-1156.7pp | 160.69%-148.4pp |
| Employer contribution / active EE | $974 | $1,553-37.3% | $2,381-59.1% | $2,671-63.5% |
| Participant deferral / active EE | $5,178 | $3,023+71.3% | $3,986+29.9% | $4,126+25.5% |
| Admin fee / account holder | $5,933 | $5,470+8.5% | $6,853-13.4% | $5,650+5.0% |