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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,612 | $54,541+22.1% | $78,778-15.4% | $70,126-5.0% |
| Participation rate | 56.7% | 60.8%-4.1pp | 69.2%-12.5pp | 69.5%-12.8pp |
| Annual return | 15.96% | 21.07%-5.1pp | 35.62%-19.7pp | 73.15%-57.2pp |
| Employer contribution / active EE | $299 | $1,089-72.6% | $1,986-85.0% | $2,343-87.3% |
| Participant deferral / active EE | $2,362 | $2,210+6.9% | $2,958-20.2% | $3,332-29.1% |
| Admin fee / account holder | $1,357 | $3,709-63.4% | $5,134-73.6% | $4,645-70.8% |