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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,598 | $84,236-77.9% | $170,439-89.1% | $70,124-73.5% |
| Participation rate | 69.7% | 70.8%-1.1pp | 83.6%-13.9pp | 69.5%+0.2pp |
| Annual return | 26.12% | 23.06%+3.1pp | 205.94%-179.8pp | 73.14%-47.0pp |
| Employer contribution / active EE | $1,619 | $3,387-52.2% | $5,433-70.2% | $2,342-30.9% |
| Participant deferral / active EE | $3,603 | $3,086+16.7% | $4,939-27.1% | $3,332+8.1% |
| Admin fee / account holder | $974 | $5,698-82.9% | $13,881-93.0% | $4,645-79.0% |