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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,544 | $77,638-83.8% | $156,551-92.0% | $62,881-80.1% |
| Participation rate | 69.4% | 71.2%-1.8pp | 84.0%-14.6pp | 69.3%+0.1pp |
| Annual return | 9.33% | 50.33%-41.0pp | 32.23%-22.9pp | 20.14%-10.8pp |
| Employer contribution / active EE | $1,554 | $3,444-54.9% | $5,501-71.8% | $2,281-31.9% |
| Participant deferral / active EE | $3,118 | $3,046+2.4% | $4,871-36.0% | $3,203-2.6% |
| Admin fee / account holder | $290 | $5,561-94.8% | $13,028-97.8% | $4,296-93.2% |