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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,840 | $64,719-30.7% | $112,249-60.1% | $68,486-34.5% |
| Participation rate | 52.0% | 67.2%-15.2pp | 75.1%-23.1pp | 67.9%-15.9pp |
| Annual return | -11.37% | -11.40%0pp | 27.48%-38.9pp | -7.85%-3.5pp |
| Employer contribution / active EE | $2,017 | $2,747-26.6% | $3,636-44.5% | $2,597-22.3% |
| Participant deferral / active EE | $3,361 | $3,565-5.7% | $4,729-28.9% | $4,028-16.5% |
| Admin fee / account holder | $2,202 | $5,232-57.9% | $6,412-65.7% | $5,404-59.2% |