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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,888 | $99,345-92.1% | $84,753-90.7% | $273,972-97.1% |
| Participation rate | 71.4% | 80.7%-9.3pp | 76.6%-5.2pp | 83.0%-11.6pp |
| Annual return | 0.00% | 22.93%-22.9pp | 22.78%-22.8pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,140 | $4,214-49.2% | $3,574-40.1% | $4,869-56.0% |
| Participant deferral / active EE | $4,582 | $4,270+7.3% | $3,712+23.4% | $5,287-13.3% |
| Admin fee / account holder | $425 | $6,645-93.6% | $5,333-92.0% | $10,133-95.8% |