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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,565 | $107,363-71.5% | $92,909-67.1% | $152,897-80.0% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.0%-4.6pp | 82.5%-11.0pp |
| Annual return | 26.38% | 145.63%-119.2pp | 109.44%-83.1pp | 345.43%-319.0pp |
| Employer contribution / active EE | $2,232 | $4,222-47.1% | $3,653-38.9% | $4,764-53.1% |
| Participant deferral / active EE | $4,548 | $4,848-6.2% | $4,238+7.3% | $5,851-22.3% |
| Admin fee / account holder | $749 | $7,082-89.4% | $5,795-87.1% | $11,599-93.5% |