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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,885 | $232,540+11.8% | $185,117+40.4% | $147,586+76.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 21.47% | 43.03%-21.6pp | 40.50%-19.0pp | 578.59%-557.1pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $11,838 | $5,834+102.9% | $5,045+134.6% | $5,439+117.7% |
| Admin fee / account holder | $3,886 | $10,275-62.2% | $8,159-52.4% | $10,886-64.3% |