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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,768 | $202,463+54.0% | $169,397+84.0% | $139,487+123.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 10.35% | 532.64%-522.3pp | 406.23%-395.9pp | 373.84%-363.5pp |
| Employer contribution / active EE | $13,961 | $4,694+197.4% | $4,013+247.9% | $4,755+193.6% |
| Participant deferral / active EE | $12,161 | $6,941+75.2% | $6,223+95.4% | $6,713+81.2% |
| Admin fee / account holder | $53,432 | $10,726+398.1% | $9,017+492.6% | $11,407+368.4% |