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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $32,231 |
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $28,054 |
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,520 | $50,175+44.5% | $99,479-27.1% | $65,186+11.3% |
| Participation rate | 95.4% | 68.4%+27.0pp | 73.8%+21.5pp | 70.2%+25.2pp |
| Annual return | 20.50% | 25.36%-4.9pp | 30.72%-10.2pp | 29.39%-8.9pp |
| Employer contribution / active EE | $777 | $1,496-48.0% | $2,540-69.4% | $2,177-64.3% |
| Participant deferral / active EE | $5,371 | $2,748+95.5% | $3,619+48.4% | $3,514+52.8% |
| Admin fee / account holder | $326 | $398-18.0% | $6,253-94.8% | $847-61.5% |