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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,501 | $114,712-64.7% | $173,730-76.7% | $87,485-53.7% |
| Participation rate | 73.7% | 73.0%+0.7pp | 79.6%-5.9pp | 68.9%+4.8pp |
| Annual return | 20.36% | 20.18%+0.2pp | 19.96%+0.4pp | 26.06%-5.7pp |
| Employer contribution / active EE | $2,285 | $2,904-21.3% | $4,577-50.1% | $2,596-12.0% |
| Participant deferral / active EE | $3,705 | $4,642-20.2% | $6,326-41.4% | $4,274-13.3% |
| Admin fee / account holder | $787 | $10,210-92.3% | $17,523-95.5% | $7,775-89.9% |