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| Provider | Service type | Compensation |
|---|---|---|
FISHER INVESTMENTS1 year Filed as: FISHER ASSET MANAGEMENT, LLC Service code 27 · EIN 94-3029777 | Advisory (Plan) | $35,280 |
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754 | Recordkeeping | $795 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,357 | $59,105-9.7% | $160,009-66.7% | $66,938-20.3% |
| Participation rate | 53.6% | 68.1%-14.5pp | 78.0%-24.4pp | 69.8%-16.2pp |
| Annual return | -14.18% | -12.26%-1.9pp | 408.85%-423.0pp | 1.58%-15.8pp |
| Employer contribution / active EE | $1,373 | $1,983-30.7% | $4,225-67.5% | $2,545-46.1% |
| Participant deferral / active EE | $3,133 | $4,395-28.7% | $6,183-49.3% | $4,238-26.1% |
| Admin fee / account holder | $415 | $591-29.8% | $8,715-95.2% | $594-30.1% |