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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,305 | $62,672-48.5% | $185,117-82.5% | $70,126-53.9% |
| Participation rate | 58.3% | 63.8%-5.4pp | 77.3%-18.9pp | 69.5%-11.2pp |
| Annual return | 23.99% | 40.79%-16.8pp | 40.50%-16.5pp | 73.15%-49.2pp |
| Employer contribution / active EE | $1,307 | $1,753-25.5% | $4,182-68.8% | $2,343-44.2% |
| Participant deferral / active EE | $2,640 | $3,272-19.3% | $5,045-47.7% | $3,332-20.8% |
| Admin fee / account holder | $1,124 | $3,932-71.4% | $8,159-86.2% | $4,645-75.8% |