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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,273 | $102,429+63.3% | $147,096+13.7% | $80,925+106.7% |
| Participation rate | 86.7% | 75.9%+10.8pp | 82.2%+4.5pp | 67.7%+19.0pp |
| Annual return | 11.51% | 135.02%-123.5pp | 419.75%-408.2pp | 35.65%-24.1pp |
| Employer contribution / active EE | $2,787 | $3,716-25.0% | $4,936-43.5% | $2,756+1.1% |
| Participant deferral / active EE | $10,337 | $6,649+55.5% | $8,071+28.1% | $4,299+140.5% |
| Admin fee / account holder | $22,080 | $7,957+177.5% | $13,005+69.8% | $6,940+218.1% |