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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,186,598 | $105,856+1021.0% | $90,161+1216.1% | $147,586+704.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 3.64% | 37.63%-34.0pp | 34.89%-31.2pp | 578.59%-575.0pp |
| Employer contribution / active EE | $11,944 | $4,126+189.5% | $3,318+260.0% | $4,876+144.9% |
| Participant deferral / active EE | $16,000 | $5,733+179.1% | $5,287+202.6% | $5,439+194.2% |
| Admin fee / account holder | $930 | $8,046-88.4% | $5,943-84.4% | $10,886-91.5% |