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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,117,933 | $96,558+1057.8% | $80,977+1280.6% | $273,972+308.0% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 2.41% | 15.14%-12.7pp | 17.11%-14.7pp | 41.46%-39.0pp |
| Employer contribution / active EE | $11,620 | $4,869+138.7% | $3,715+212.8% | $4,869+138.7% |
| Participant deferral / active EE | $16,000 | $6,598+142.5% | $5,696+180.9% | $5,287+202.6% |
| Admin fee / account holder | $303 | $7,493-96.0% | $5,517-94.5% | $10,133-97.0% |