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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES AND ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $20,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$1,942 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,821 | $84,936+77.6% | $111,303+35.5% | $79,393+90.0% |
| Participation rate | 65.6% | 75.9%-10.3pp | 77.3%-11.7pp | 70.7%-5.1pp |
| Annual return | 13.34% | 17.45%-4.1pp | 54.66%-41.3pp | 116.87%-103.5pp |
| Employer contribution / active EE | $1,763 | $1,979-10.9% | $2,731-35.5% | $2,428-27.4% |
| Participant deferral / active EE | $6,874 | $3,888+76.8% | $4,487+53.2% | $4,046+69.9% |
| Admin fee / account holder | $170 | $537-68.3% | $7,966-97.9% | $627-72.8% |