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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,869 | $107,733-61.1% | $92,985-55.0% | $154,746-72.9% |
| Participation rate | 90.9% | 74.6%+16.3pp | 69.5%+21.4pp | 80.7%+10.2pp |
| Annual return | 15.53% | 30.39%-14.9pp | 27.99%-12.5pp | 172.34%-156.8pp |
| Employer contribution / active EE | $3,571 | $3,126+14.2% | $2,662+34.1% | $4,379-18.5% |
| Participant deferral / active EE | $7,515 | $5,053+48.7% | $4,377+71.7% | $6,730+11.7% |
| Admin fee / account holder | $1,450 | $11,369-87.2% | $9,463-84.7% | $14,365-89.9% |