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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,291 | $76,551+313.2% | $123,894+155.3% | $62,881+403.0% |
| Participation rate | 82.6% | 73.0%+9.6pp | 81.4%+1.2pp | 69.3%+13.3pp |
| Annual return | 16.51% | 18.68%-2.2pp | 47.52%-31.0pp | 20.14%-3.6pp |
| Employer contribution / active EE | $8,380 | $2,882+190.7% | $4,617+81.5% | $2,281+267.4% |
| Participant deferral / active EE | $12,884 | $4,840+166.2% | $5,984+115.3% | $3,203+302.2% |
| Admin fee / account holder | $21,824 | $4,826+352.2% | $8,357+161.1% | $4,296+408.0% |