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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,150 | $105,210+274.6% | $159,487+147.1% | $85,851+359.1% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.8%-7.8pp | 69.3%+5.7pp |
| Annual return | 11.52% | 45.08%-33.6pp | 263.71%-252.2pp | 318.63%-307.1pp |
| Employer contribution / active EE | $7,582 | $3,319+128.4% | $4,831+56.9% | $2,565+195.5% |
| Participant deferral / active EE | $9,269 | $5,946+55.9% | $7,354+26.0% | $3,952+134.5% |
| Admin fee / account holder | $7,154 | $6,934+3.2% | $10,804-33.8% | $6,261+14.3% |