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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,739 | $56,134+20.7% | $96,161-29.6% | $85,856-21.1% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 12.78% | 42.30%-29.5pp | 192.01%-179.2pp | 318.58%-305.8pp |
| Employer contribution / active EE | $3,088 | $1,620+90.6% | $2,798+10.4% | $2,565+20.4% |
| Participant deferral / active EE | $2,711 | $2,858-5.1% | $4,349-37.7% | $3,952-31.4% |
| Admin fee / account holder | $819 | $3,769-78.3% | $5,538-85.2% | $6,261-86.9% |