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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,524 | $52,279+2.4% | $89,435-40.2% | $79,856-33.0% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 7.59% | 22.16%-14.6pp | 245.55%-238.0pp | 31.71%-24.1pp |
| Employer contribution / active EE | $374 | $1,572-76.2% | $2,587-85.5% | $2,471-84.9% |
| Participant deferral / active EE | $2,024 | $2,740-26.1% | $3,890-48.0% | $3,741-45.9% |
| Admin fee / account holder | $8,373 | $3,356+149.5% | $4,884+71.4% | $5,306+57.8% |