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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,834 | $104,544-34.2% | $76,657-10.2% | $152,897-55.0% |
| Participation rate | 61.5% | 76.6%-15.1pp | 72.1%-10.6pp | 82.5%-20.9pp |
| Annual return | 20.48% | 1014.36%-993.9pp | 1166.74%-1146.3pp | 345.43%-324.9pp |
| Employer contribution / active EE | $320 | $3,118-89.7% | $2,303-86.1% | $4,764-93.3% |
| Participant deferral / active EE | $4,874 | $4,236+15.1% | $3,335+46.1% | $5,851-16.7% |
| Admin fee / account holder | $18,845 | $12,286+53.4% | $6,423+193.4% | $11,599+62.5% |