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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,333 | $91,911-36.5% | $68,612-15.0% | $135,379-56.9% |
| Participation rate | 58.3% | 76.7%-18.4pp | 72.2%-13.9pp | 82.6%-24.3pp |
| Annual return | -8.06% | -8.22%+0.2pp | -4.63%-3.4pp | 519.79%-527.8pp |
| Employer contribution / active EE | $341 | $3,924-91.3% | $2,625-87.0% | $4,779-92.9% |
| Participant deferral / active EE | $6,250 | $4,315+44.8% | $3,311+88.8% | $5,609+11.4% |
| Admin fee / account holder | $4,013 | $9,240-56.6% | $5,131-21.8% | $10,828-62.9% |