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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,884 | $100,901-14.9% | $75,501+13.8% | $147,586-41.8% |
| Participation rate | 35.3% | 77.1%-41.8pp | 72.4%-37.1pp | 82.8%-47.5pp |
| Annual return | 17.36% | 35.78%-18.4pp | 27.35%-10.0pp | 578.59%-561.2pp |
| Employer contribution / active EE | $168 | $3,253-94.8% | $2,352-92.8% | $4,876-96.5% |
| Participant deferral / active EE | $4,121 | $4,027+2.3% | $3,142+31.1% | $5,439-24.2% |
| Admin fee / account holder | $70 | $11,285-99.4% | $5,801-98.8% | $10,886-99.4% |