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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,449 | $129,239-78.0% | $93,419-69.5% | $158,966-82.1% |
| Participation rate | 100.0% | 70.9%+29.1pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | 17.02% | 118.21%-101.2pp | 78.05%-61.0pp | 302.95%-285.9pp |
| Employer contribution / active EE | $1,279 | $2,711-52.8% | $2,075-38.4% | $4,762-73.1% |
| Participant deferral / active EE | $1,462 | $3,909-62.6% | $3,126-53.2% | $5,983-75.6% |
| Admin fee / account holder | $1,770 | $7,383-76.0% | $5,230-66.2% | $11,250-84.3% |