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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,991 | $118,919-78.1% | $88,538-70.6% | $152,885-83.0% |
| Participation rate | 100.0% | 73.4%+26.6pp | 68.7%+31.3pp | 82.5%+17.5pp |
| Annual return | 21.57% | 47.92%-26.4pp | 43.64%-22.1pp | 345.39%-323.8pp |
| Employer contribution / active EE | $1,244 | $2,669-53.4% | $2,098-40.7% | $4,763-73.9% |
| Participant deferral / active EE | $1,631 | $3,549-54.0% | $2,914-44.0% | $5,851-72.1% |
| Admin fee / account holder | $470 | $5,876-92.0% | $4,310-89.1% | $11,598-96.0% |