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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,290 | $76,407+62.7% | $150,298-17.3% | $82,448+50.8% |
| Participation rate | 95.4% | 66.4%+29.0pp | 77.8%+17.6pp | 68.1%+27.3pp |
| Annual return | 5.63% | 39.99%-34.4pp | 62.79%-57.2pp | 41.64%-36.0pp |
| Employer contribution / active EE | $2,004 | $2,614-23.4% | $4,154-51.8% | $2,551-21.5% |
| Participant deferral / active EE | $4,836 | $3,214+50.5% | $5,453-11.3% | $4,139+16.8% |
| Admin fee / account holder | $3,540 | $6,352-44.3% | $14,116-74.9% | $7,234-51.1% |