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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,263 | $81,276+34.4% | $155,574-29.8% | $80,925+35.0% |
| Participation rate | 97.5% | 66.2%+31.2pp | 78.2%+19.3pp | 67.7%+29.8pp |
| Annual return | 13.57% | 33.36%-19.8pp | 64.87%-51.3pp | 35.65%-22.1pp |
| Employer contribution / active EE | $3,797 | $3,103+22.4% | $4,676-18.8% | $2,756+37.8% |
| Participant deferral / active EE | $4,649 | $3,453+34.6% | $5,629-17.4% | $4,299+8.1% |
| Admin fee / account holder | $2,744 | $7,993-65.7% | $15,914-82.8% | $6,940-60.5% |