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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,263 | $81,358+34.3% | $155,556-29.8% | $80,959+35.0% |
| Participation rate | 97.5% | 66.3%+31.2pp | 78.2%+19.2pp | 67.7%+29.8pp |
| Annual return | 13.57% | 33.39%-19.8pp | 64.84%-51.3pp | 35.67%-22.1pp |
| Employer contribution / active EE | $3,797 | $3,106+22.2% | $4,675-18.8% | $2,757+37.7% |
| Participant deferral / active EE | $4,649 | $3,455+34.5% | $5,631-17.4% | $4,300+8.1% |
| Admin fee / account holder | $2,744 | $7,994-65.7% | $15,885-82.7% | $6,925-60.4% |