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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,271 | $113,941-5.9% | $94,229+13.8% | $125,389-14.4% |
| Participation rate | 71.4% | 82.9%-11.5pp | 78.8%-7.3pp | 83.2%-11.8pp |
| Annual return | -6.63% | 5.29%-11.9pp | 10.68%-17.3pp | 282.24%-288.9pp |
| Employer contribution / active EE | $1,791 | $4,727-62.1% | $3,587-50.1% | $4,866-63.2% |
| Participant deferral / active EE | $3,942 | $5,179-23.9% | $4,320-8.8% | $5,352-26.3% |
| Admin fee / account holder | $15,359 | $8,392+83.0% | $6,269+145.0% | $9,541+61.0% |