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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,439 | $162,821+44.0% | $133,978+75.0% | $158,982+47.5% |
| Participation rate | 50.0% | 83.2%-33.2pp | 79.8%-29.8pp | 82.0%-32.0pp |
| Annual return | 22.24% | 41.95%-19.7pp | 45.10%-22.9pp | 302.99%-280.8pp |
| Employer contribution / active EE | $1,424 | $4,976-71.4% | $3,919-63.7% | $4,763-70.1% |
| Participant deferral / active EE | $2,800 | $5,910-52.6% | $5,047-44.5% | $5,983-53.2% |
| Admin fee / account holder | $18,548 | $11,742+58.0% | $8,930+107.7% | $11,252+64.8% |