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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,853 | $76,519-78.0% | $56,025-69.9% | $145,897-88.4% |
| Participation rate | 11.1% | 63.2%-52.1pp | 52.5%-41.4pp | 80.3%-69.2pp |
| Annual return | 8.27% | 3017.03%-3008.8pp | 1712.69%-1704.4pp | 552.29%-544.0pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $338 | $2,624-87.1% | $1,955-82.7% | $6,689-95.0% |
| Admin fee / account holder | $1,439 | $3,331-56.8% | $2,828-49.1% | $13,390-89.3% |