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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,569 | $77,523+92.9% | $100,383+49.0% | $80,874+84.9% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 10.02% | 37.21%-27.2pp | 49.26%-39.2pp | 35.62%-25.6pp |
| Employer contribution / active EE | $10,824 | $2,801+286.4% | $3,944+174.5% | $2,756+292.8% |
| Participant deferral / active EE | $9,125 | $6,822+33.8% | $8,086+12.9% | $4,297+112.4% |
| Admin fee / account holder | $8,844 | $5,899+49.9% | $7,900+12.0% | $6,935+27.5% |