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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,569 | $77,472+93.1% | $100,415+49.0% | $80,959+84.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 10.02% | 37.26%-27.2pp | 49.47%-39.5pp | 35.67%-25.7pp |
| Employer contribution / active EE | $10,824 | $2,800+286.5% | $3,943+174.5% | $2,757+292.6% |
| Participant deferral / active EE | $9,125 | $6,818+33.8% | $8,091+12.8% | $4,300+112.2% |
| Admin fee / account holder | $8,844 | $5,885+50.3% | $7,906+11.9% | $6,925+27.7% |