Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $66,131 |
Service code 50 FILE 1404 · PASADENA, CA 911991404 | Direct Payment | $19,523 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,017 | $106,264+64.7% | $147,117+19.0% | $77,762+125.1% |
| Participation rate | 67.3% | 78.4%-11.1pp | 82.2%-14.8pp | 70.6%-3.2pp |
| Annual return | 14.82% | 56.94%-42.1pp | 420.54%-405.7pp | 31.27%-16.5pp |
| Employer contribution / active EE | $5,913 | $4,074+45.2% | $4,932+19.9% | $2,728+116.8% |
| Participant deferral / active EE | $13,613 | $8,003+70.1% | $8,065+68.8% | $4,651+192.7% |
| Admin fee / account holder | $88 | $334-73.6% | $12,993-99.3% | $433-79.6% |