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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,583 | $144,130-69.8% | $117,861-63.0% | $147,586-70.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 5.90% | 531.20%-525.3pp | 335.11%-329.2pp | 578.59%-572.7pp |
| Employer contribution / active EE | $1,067 | $4,897-78.2% | $3,786-71.8% | $4,876-78.1% |
| Participant deferral / active EE | $1,007 | $5,316-81.1% | $4,482-77.5% | $5,439-81.5% |
| Admin fee / account holder | $1,169 | $10,887-89.3% | $8,021-85.4% | $10,886-89.3% |