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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,357 | $162,821-59.9% | $133,978-51.2% | $158,982-58.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 3.14% | 41.95%-38.8pp | 45.10%-42.0pp | 302.99%-299.9pp |
| Employer contribution / active EE | $2,272 | $4,976-54.3% | $3,919-42.0% | $4,763-52.3% |
| Participant deferral / active EE | $2,272 | $5,910-61.6% | $5,047-55.0% | $5,983-62.0% |
| Admin fee / account holder | $1,328 | $11,742-88.7% | $8,930-85.1% | $11,252-88.2% |