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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,430 | $57,312-45.2% | $86,617-63.7% | $75,181-58.2% |
| Participation rate | 89.9% | 63.2%+26.7pp | 71.7%+18.2pp | 67.2%+22.7pp |
| Annual return | 12.29% | 2672.78%-2660.5pp | 591.91%-579.6pp | 160.69%-148.4pp |
| Employer contribution / active EE | $575 | $2,315-75.2% | $3,023-81.0% | $2,671-78.5% |
| Participant deferral / active EE | $2,340 | $3,319-29.5% | $4,437-47.3% | $4,126-43.3% |
| Admin fee / account holder | $2,273 | $4,114-44.7% | $5,613-59.5% | $5,650-59.8% |