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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,587 | $53,127-44.3% | $86,597-65.8% | $70,131-57.8% |
| Participation rate | 68.2% | 65.3%+2.9pp | 73.5%-5.4pp | 69.5%-1.4pp |
| Annual return | 149.47% | 27.66%+121.8pp | 964.96%-815.5pp | 73.14%+76.3pp |
| Employer contribution / active EE | $277 | $2,068-86.6% | $2,840-90.2% | $2,342-88.2% |
| Participant deferral / active EE | $1,579 | $2,696-41.4% | $3,609-56.2% | $3,332-52.6% |
| Admin fee / account holder | $1,084 | $3,585-69.8% | $4,906-77.9% | $4,645-76.7% |