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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,245 | $89,367+80.4% | $141,191+14.2% | $72,975+121.0% |
| Participation rate | 95.2% | 75.1%+20.1pp | 82.5%+12.8pp | 69.5%+25.7pp |
| Annual return | 17.85% | 111.87%-94.0pp | 71.41%-53.6pp | 81.01%-63.2pp |
| Employer contribution / active EE | $6,209 | $3,115+99.4% | $4,736+31.1% | $2,440+154.5% |
| Participant deferral / active EE | $6,187 | $5,419+14.2% | $6,710-7.8% | $3,608+71.5% |
| Admin fee / account holder | $2,430 | $5,957-59.2% | $10,264-76.3% | $5,124-52.6% |