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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,178 | $76,551+55.7% | $123,894-3.8% | $62,881+89.5% |
| Participation rate | 96.4% | 73.0%+23.4pp | 81.4%+15.0pp | 69.3%+27.1pp |
| Annual return | 5.02% | 18.68%-13.7pp | 47.52%-42.5pp | 20.14%-15.1pp |
| Employer contribution / active EE | $6,907 | $2,882+139.6% | $4,617+49.6% | $2,281+202.8% |
| Participant deferral / active EE | $4,639 | $4,840-4.1% | $5,984-22.5% | $3,203+44.8% |
| Admin fee / account holder | $9,860 | $4,826+104.3% | $8,357+18.0% | $4,296+129.5% |