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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,710 | $138,102+44.6% | $125,381+59.3% | $134,532+48.4% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -20.93% | 750.73%-771.7pp | 572.31%-593.2pp | 418.27%-439.2pp |
| Employer contribution / active EE | $3,925 | $5,245-25.2% | $4,815-18.5% | $4,741-17.2% |
| Participant deferral / active EE | $8,159 | $7,801+4.6% | $7,448+9.6% | $6,401+27.5% |
| Admin fee / account holder | $1,707 | $11,568-85.2% | $10,007-82.9% | $11,429-85.1% |