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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,009 | $165,361-2.0% | $149,715+8.2% | $158,950+1.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.19% | 348.24%-350.4pp | 276.66%-278.9pp | 302.91%-305.1pp |
| Employer contribution / active EE | $1,666 | $5,103-67.4% | $4,645-64.1% | $4,762-65.0% |
| Participant deferral / active EE | $6,132 | $7,182-14.6% | $6,842-10.4% | $5,983+2.5% |
| Admin fee / account holder | $1,282 | $10,808-88.1% | $9,310-86.2% | $11,248-88.6% |