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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,919 | $135,956-19.2% | $123,894-11.3% | $273,972-59.9% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 6.21% | 56.63%-50.4pp | 47.52%-41.3pp | 41.46%-35.2pp |
| Employer contribution / active EE | $1,701 | $5,170-67.1% | $4,617-63.2% | $4,869-65.1% |
| Participant deferral / active EE | $3,082 | $6,343-51.4% | $5,984-48.5% | $5,287-41.7% |
| Admin fee / account holder | $916 | $9,817-90.7% | $8,357-89.0% | $10,133-91.0% |