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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,023 | $43,504+35.7% | $68,612-14.0% | $56,287+4.9% |
| Participation rate | 79.3% | 67.8%+11.5pp | 72.2%+7.1pp | 69.9%+9.5pp |
| Annual return | -5.14% | -3.15%-2.0pp | -4.63%-0.5pp | -9.96%+4.8pp |
| Employer contribution / active EE | $1,653 | $1,525+8.3% | $2,625-37.0% | $2,111-21.7% |
| Participant deferral / active EE | $3,123 | $2,509+24.5% | $3,311-5.7% | $3,350-6.8% |
| Admin fee / account holder | $11,815 | $515+2194.2% | $5,131+130.2% | $521+2168.0% |