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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,228 | $48,274+55.8% | $63,244+18.9% | $59,633+26.2% |
| Participation rate | 64.5% | 66.3%-1.8pp | 71.0%-6.5pp | 68.7%-4.2pp |
| Annual return | -0.51% | -240.79%+240.3pp | -70.31%+69.8pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $1,591 | $1,586+0.3% | $2,322-31.5% | $2,203-27.8% |
| Participant deferral / active EE | $3,256 | $2,343+39.0% | $2,953+10.3% | $3,192+2.0% |
| Admin fee / account holder | $12,992 | $3,600+260.9% | $5,893+120.5% | $4,297+202.3% |