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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,049 | $72,177+547.1% | $115,038+306.0% | $59,633+683.2% |
| Participation rate | 95.3% | 72.6%+22.8pp | 81.4%+14.0pp | 68.7%+26.7pp |
| Annual return | -0.94% | 12.02%-13.0pp | 26.14%-27.1pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $15,621 | $2,841+449.8% | $4,608+239.0% | $2,203+609.2% |
| Participant deferral / active EE | $8,903 | $4,783+86.1% | $6,026+47.7% | $3,192+179.0% |
| Admin fee / account holder | $2,795 | $4,927-43.3% | $8,175-65.8% | $4,297-35.0% |