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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,174 | $76,551+571.7% | $123,894+315.0% | $62,881+717.7% |
| Participation rate | 97.7% | 73.0%+24.7pp | 81.4%+16.3pp | 69.3%+28.4pp |
| Annual return | 6.84% | 18.68%-11.8pp | 47.52%-40.7pp | 20.14%-13.3pp |
| Employer contribution / active EE | $16,053 | $2,882+456.9% | $4,617+247.7% | $2,281+603.8% |
| Participant deferral / active EE | $11,053 | $4,840+128.4% | $5,984+84.7% | $3,203+245.1% |
| Admin fee / account holder | $9,382 | $4,826+94.4% | $8,357+12.3% | $4,296+118.4% |