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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,595 | $107,666+120.7% | $102,184+132.5% | $154,746+53.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 7.89% | 29.33%-21.4pp | 31.58%-23.7pp | 172.34%-164.4pp |
| Employer contribution / active EE | $2,274 | $3,846-40.9% | $3,594-36.7% | $4,379-48.1% |
| Participant deferral / active EE | $10,031 | $8,719+15.0% | $8,309+20.7% | $6,730+49.0% |
| Admin fee / account holder | $8,126 | $12,943-37.2% | $11,609-30.0% | $14,365-43.4% |