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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,595 | $100,970+135.3% | $96,576+146.0% | $137,256+73.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 7.89% | 38.16%-30.3pp | 38.47%-30.6pp | 220.34%-212.4pp |
| Employer contribution / active EE | $2,274 | $3,809-40.3% | $3,553-36.0% | $4,156-45.3% |
| Participant deferral / active EE | $10,031 | $8,286+21.1% | $7,956+26.1% | $6,407+56.6% |
| Admin fee / account holder | $8,126 | $11,312-28.2% | $11,381-28.6% | $12,270-33.8% |