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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,890 | $129,943-30.1% | $104,303-12.9% | $134,493-32.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -19.65% | 42.03%-61.7pp | 24.61%-44.3pp | 418.01%-437.7pp |
| Employer contribution / active EE | $2,854 | $4,185-31.8% | $3,372-15.4% | $4,740-39.8% |
| Participant deferral / active EE | $6,843 | $5,588+22.5% | $4,625+47.9% | $6,400+6.9% |
| Admin fee / account holder | $10,531 | $9,323+12.9% | $7,340+43.5% | $11,425-7.8% |